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Friday, June 13, 2014

Awesome Quote To Share

Wednesday, June 11, 2014

How To Avoid Being Broke

Hi guys, just want to share this information I got from Yahoo. Hope this helps.

Making your financial situation under control is like finding the right balance in your life. And as any other things that life throws at us, finances doesn’t come as the easiest and most convenient to manage. There always comes a time wherein you’d get broke and cash-strapped and you have no other option but to borrow money.

We know it’s easier said than done, but it’s better for you to be reminded on how to avoid pitfalls that will make you suffer financially:

1. Re-align your mindset. The most important factor to recover from an awful situation is to change your mindset. If you keep on instilling in yourself that it’s hard for you to recuperate – that you don’t want to change your situation – it will really be hard for you. The first, least and most possible thing you can do is to be positive about your situation plus your corresponding plan and action points. Worrying can only attract more negativity and will lead you to nothing.

2. Modifying your lifestyle. The golden rule about saving is to spend within your means – it is the direct reason why people gets broke – awful spending. Here are some scenarios:

High cost of living – this means your home and all your utility bills. Experts say that you should only spend around a one-third of your income on these kinds of expenses. If you’re spending more now, try to make some changes by finding a roommate, or look for a cheaper apartment. You can also cut your least used utilities like cables and mobile plans.

Dining out – it is indisputably cheaper to make yourself a home-cooked meal (and much tastier). Dining out needs more time, effort and usually money for transportation – plus the food itself. The price of the meal you bought outside is a combination of all the ingredients, cook’s fee, transportation expenses profit of the seller, tax, and more. Tweak your lifestyle a bit when it comes to food, it’s also a nice hobby.

Socialized spending – in line with food, there is this unspoken rule when it comes spending when you’re going out in groups. Going out with friends always come with costs, but that doesn’t mean that you have to break the bank out of shame. Spend time together, but don’t spend much money while making it possible.

3. Manage debts wisely. Credit is okay as long as you know how to manage it. In fact, it’s easier for you to get loans when you need it if you have a credit history. Your financial history is the basis of financial institutions on gauging your repayment behavior.

Your financial management can affect all other aspects in your life. If you are indebted to anyone, your emotional state, because of stress and worrying, could also be in expense. If you are not, you could have a more positive outlook in life.

How you manage your personal finances – income, expenses and debt – will take effect on why you can’t keep up on being broke. The message is simple: you just have to walk the talk – being broke is a choice.

Sunday, May 18, 2014

Friday, May 2, 2014

Quote Of The Day!

"It is not about how much money you make. The question is, are you educated enough to keep it?"

- Shaq O'Neal -

Thursday, February 6, 2014

How To Make Your Husband "Happy"

When was the last time you did something special to make your husband happy? The man you exchanged vows with is so much more than just a provider and a pair of useful hands around the house. He is someone who is always there to cheer you up when you are feeling low and to celebrate with, when the good times are around. A husband is your lover, your companion and a wonderful father to your kids.

So, isn't it time you did something fun and unexpected to gladden your husband’s heart? Whether you are a bride, eager to please her brand-new hubby, or a wife of many years wishing to sizzle up your married life, here are a 50 ways to make your husband happy and pleased that he married you.

- Start with a love letter. Remember how eagerly you waited in the early days of your courtship to receive a letter or just a note from each other? Do it again, but this time count all the reasons, which you think make him the best husband. Your man will not only be happy to be reminded of your love but glad to know that he makes you happy as well.

- Listen actively. When your husband expresses an opinion or a thought, pay attention. This shows you respect him and his views and nothing pleases a man more.

- Say thank you with a smile. When your husband does an odd job around the house, thank him like you really mean it. He will know that his help is not taken for granted and he will be happy to do more.

- Prepare his favorite meal. After he returns home from work on an ordinary day, surprise your husband with his favorite dinner.  He will not only be glad to have the food he likes best, but will appreciate the time and effort you put in preparing it.

- Let him have the TV remote. Granted, that you wish your husband spent more time with you, than watching the sports channel, but if there is an important game that you know your husband would love to watch, hand over the TV remote graciously.

- Hold his gaze. When you are speaking to your husband or listening to him, make sure that you keep eye contact. This will assure him of your attention and your respect, which is empowering to any man.

- Plan a vacation. Make arrangements for a romantic vacation, to a destination you know your husband would love to visit.

- Ask his family over. Your husband’s parents mean a lot to him. So ask them over for a Sunday lunch he will be touched by your loving gesture.

- Gift your husband a subscription to his favorite magazine. 

- On the way from work, visit the bakery and pick up a dessert your husband digs.

- Do something he hates. Choose a chore, like buying grocery or taking out the laundry, your husband really dislikes doing and then go on to do it cheerfully.

- Have his pals over. If a Super Bowl game or something equally popular is coming up, let your husband know he can watch it at home with his mates. Admittedly there will be beer cans and hot dog wrappers to clean up the next day, but your hubby will love your generosity.

- Appreciate his interests. If your husband is into carpentry, praise the book stand he has made, even if it wobbles just a wee bit. Or if he loves collecting coins, buy him a book on numismatics. Your interest in his hobbies will give your husband a feeling of pride and make him happy.

- Book your husband on a golf vacation and do it happily.

- Give your husband a nice massage, after a particularly exhausting day at work.

- Make your husband a bowl, of popcorn, as he settles down to watch his favorite DVD.

- Get him tickets to his favorite ballgame and then surprise him by lustily cheering for his favorite team.

- Buy a really expensive gift for your husband, like a watch from Cartier or a Bvlgari perfume.

- Don’t nag, if he gets lost while taking out the family on a road trip.

- Send the kids to their grandparents’ or to a family member’s for a sleepover. Then snuggle up to your husband and ask what he would like to do, for the rest of the evening.

- Find out your husband’s favorite after-shave and buy it for him.

- Recreate your first date and your husband is sure to be happy falling in love with you all over again.

- Tell your husband to take a night out with his pals. Not only will he have a good time, but he will also be grateful for your thoughtfulness.

- Put on your sexiest lingerie and get ready for an intimate evening with your husband. He will be happy to know you still desire him as a lover.

- Book yourselves on a luxury cruise. Your husband will not only enjoy the sun and the sights, but will be happiest doing nothing the whole day.

- Gift him a customized CD by compiling around ten of your husband’s favorite songs.

- Take care of your appearance. Don’t let yourself go, just because you've been married for quite a while. 

- Your husband will be glad to know you still find him worth the effort and time it takes to appear well-groomed.

- Greet your husband at the door dressed in your best gown and with two glasses of champagne. After he recovers from the initial shock, he will be glad that you came up with such a great idea to welcome him.

- Tell your husband he smells nice.

- Flirt with your husband in front of his friends. Hold his gaze, touch his legs under the table and steal quick kisses. Your hubby will love to relive the days of romance.

- When you are sitting together, quietly slip your hand into his. Your husband will love the easy expression of intimacy between you two.

- Buy him a set of golf clubs or whatever sport equipment he is interested in.

- Stop trying to change your husband into someone else, after all you married him for who he is.

- Meet him for lunch at his office and suggest a quick bite. He will love your spontaneity and the fact that you took out time from your own schedule.

- The next time you decide to eat out, let your husband choose the restaurant and the menu.

- Ask him to share his fantasy with you and see if you can try it out – or at least a part of it. Even if you both end up laughing, your husband will be pleased to know you care about what he wants.

- Do something fun together like a trip to an amusement park or going for a circus show.

- Pick up the kids from their soccer or music practice, when it is actually your husband’s turn to do so.

- Go out after dinner. Put the kids in bed and steal away with your husband for an ice-cream for a stroll in the park. Your husband will be pleased at spending some quiet time with you.

- Find one thing to compliment about your husband and do it sincerely.

- Let your husband be at home the next time you want to go Christmas shopping. He will be glad to have escaped the chore and you might have more fun doing it with someone, who enjoys shopping, like your mom or a friend.

- Remind your husband that he is the sexiest man you ever set eyes on.

- Leave a love note in your husband’s briefcase or in the car. Just a sentence telling him that he means so much to you.

- Pursue an interest together – like a dance class or a photography club. He will be happy to feel connected to you.

- Go for a hike in the mountains. You both will love the fresh air and the casual intimacy.

- Be the perfect hostess, if your husband invites his boss over for dinner.

- Learn a skill or a new language. Your husband will be happy and proud of your achievements.

- Get your husband something he always wanted, but never got around buying it.

- Go over his high school photos together and remark how handsome he was even all those years back.

- Find a quiet moment with your husband to whisper “ I love you” in his ears. If you have already said it, say it again. You can never say these three words too often and you can be sure, that every time it will make your husband glad, he married you.

It doesn't take much to make your man happy. Unconditional Love and sincere appreciation are what most men expect in a partner. So let your imagination run riot!

How To Make Your Wife "Happy"

Showing love to your wife every day. Love doesn't mean five-star restaurants or tropical island getaways. It's the simple things that matter most.

While dream vacations and life milestones are important, it’s the simple things you do that make your wife happy. Show love and respect to your bride every day, and remind her why you were the best choice she's ever made. Here are 10 basic tips for showing every day love. Remember: Happy wife, happy life.

1. Introduce her with a compliment. Saying something like “I’d like you to meet my beautiful wife,” or “Here’s my better half” goes farther than you may realize. Publicly recognizing her as your cherished partner validates that you love her.

2. Embrace when you see her. At the end of a long day conquering office battles and keeping the kids from climbing walls, you could both use a loving hug. Make a point of showing you missed her and are glad to be reunited. A big kiss doesn’t hurt, either.

3. Ask her how you can help. If this is a new one for you, she may think there’s a catch. With a sincere willingness to give a helping hand, ask how you can lift her burden. This gesture applies to more than yard work, but being in tune with her needs emotionally and spiritually, as well. Sometimes she just needs a listening ear.

4. Let her pick the movie. Or, if you’re playing games, let her choose. She needs to know her opinion counts in your marriage. Taking turns with these simple choices makes it easier to compromise on the bigger choices together.

5. Forgive her fast. She forgot to pack your lunch, or accidentally broke your TV remote. So, she’s human, after all? With all that she does right, let it go when she makes mistakes. After all, you’re no perfection yourself, cupcake!

6. Hold her hand in public. Some women are less inclined to public displays, but when appropriate, reach out and squeeze her hand. With the reassurance you’re proud she’s yours, she’ll walk a little taller, and smile a little bigger.

7. Write her love letters. You don’t have to be Shakespeare; the thought matters most here. Focus on specific things you love about her; the wrinkle in her nose when she laughs or how she finds joy in the little things. You can hide it in her makeup bag, under her pillow, or somewhere else she'll discover it. She’ll be happily surprised and treasure your words for years to come.

8. Open the door for her. Chivalry is not dead. Opening the door is a gentlemanly way to take care of your lady. She likely grew up wanting to be a princess. Be her prince.

9. Carve out time for consistent date night. In an on-the-go digital world, it’s easy to get caught up in the minutia of kids, work, community, extended family and even church responsibilities. Set aside a weekly special night just for the two of you. It doesn’t need to be costly or extravagant. Just make an effort to court her, as you did when you were dating.

10. Let her fly. As her partner, you are in the best position to help her reach her dreams.

Hard Work

”We worked night and day, laboring and toiling so that we would not be a burden to any of you. We did this, not because we did not have the right to such help, but in order to make ourselves a model for you to follow. For even when we were with you, we gave you this rule: ‘If a man will not work, he shall not eat.’” 2Thessalonians 3:8b-10

Hard work is honorable. It gives a man or woman respect for themselves and others. God is honored as well when you work hard. Be careful not to subscribe to a false theology that uses God in place of hard work. God, of course, is at work on our behalf, but not without our sincere and focused efforts. 

God has a grand design, and you are a part of His greater work. Your part is faithfulness and hard work. God’s part is leading you into wise decisions, which produce the right results as He receives the glory. As followers of Christ, the quality and quantity of our work is a reflection on God.

Be the Christian who is attractive because your work is excellent. People can depend on you, and you go the extra mile even when it is not your responsibility. For the good of the team and the glory of God, you work hard. You may even deserve other benefits, but you refuse them during this season for the sake of the bigger picture.

Indeed, hard work keeps you out of trouble. When you are busy working hard, you do not have time to behave badly. Gossip and complaining are absent from the lips of a hard worker. You simply do not have the time or energy to go there. It may be the sweat of your brow or the perspiration of your intellect, either way, work hard.

Manual labor and mental toil both require hard work. Carefully avoid condescension toward others because their work role is different than yours. We all need each other, and we all need to work hard.

Your hard work may produce wealth and abundance. Because society values your skills and services, you may even have an over-abundance.

Make sure you keep your success in perspective.
Keep your heart tender toward God. We seem to pray more when we have little than when we have much more than we need.
Allow the fruit of your hard work to drive you to your knees in thanksgiving to God.
Express your gratitude through generous giving.
Hard work has its benefits; make sure to steward them well.

Moreover, teach your children hard work. A child who is given everything can become soft on sin, discontent, demanding and ungrateful. Hard work teaches children the value of money. It builds a discipline that will serve them throughout their lives. They learn how to work with and relate to people. Hard work is a must for a child to grow into a healthy human being.

Lastly, keep your motive right as you work hard.
Keep your focus off the money.
Reward and compensation will come if the work is done with excellence.
Stay the course, working hard, loving your family, and taking care of your health.
Execute your hard work for the glory of God. He is your boss. You are working for Him.

Work hard.
Be a blessing and not a burden to others!

Three Things In LIFE

Three things in life that, once gone, never come back:

1. Time

2. Words

3. Opportunity

Three things in life that may never be lost:

1. Peace

2. Hope

3. Honesty

Three things in life that are most valuable:

1. Love

2. Self-confidence

3. Friends

Three things in life that are never certain:

1. Dreams

2. Success

3. Fortune

Three things in life that are most appreciated:

1. Generosity

2. Humor

3. Forgiveness

Three things that make a person:

1. Hard work

2. Sincerity

3. Commitment

Three things in life that can destroy a person:

1. Alcohol / Drugs

2. Pride

3. Anger

Three things that are truly constant: